The Market Action Index (MAI) is a powerful tool that provides a quick, data-driven overview of whether the current market is favorable for buyers or sellers. Developed by Altos Research, this metric combines supply and demand into a single, easy-to-understand number, giving you a clear advantage in the market.
What the Market Action Index Means for You
Seller Advice: Adjust Expectations
Higher prices combined with continued high interest rates are suppressing demand from buyers. Many sellers are having to adjust their expectations about the current market:
- More homes are being listed than in years past, driving up supply
- More competition is forcing sellers to invest in repairs & upgrades
- Longer days on the market are creating price adjustments
Buyer Advice: Be Prepared
High mortgage rates and high prices are reducing the buyer pool, which helps those who can qualify to buy now. More listings today than in years past create more choices for buyers in the current market:
- Prices remain elevated, but some negotiations are possible for homes with longer days on the market
- If you can qualify today, then you have an advantage to buy while competition is lower
- A pre-approved buyer can be very attractive to a seller in today’s market; get your financing plan in place early
Mortgage Rates: Impact Both Buyers & Sellers
Mortgage rates play a major role in affordability and monthly payment calculations. Many factors influence rates, but a major one is the 10-year Treasury yield, which acts as a key benchmark.
Each month, we track rate trends to help our clients make better timing decisions around financing and affordability.
Tip: Mortgage Rates can only do 1 of 3 things from here:
- Go up, in which case you are glad you locked in today.
- Stay the same, which is a net-zero impact.
- Go down, in which case you can refinance and save on your monthly payment.
Your Trusted Guide in an Ever-Changing Market
At Path & Post, we understand that whether you’re buying or selling, staying informed is crucial to making confident decisions. A Strategic Guide provides expert guidance backed by data and 1,500+ 5-star client reviews to ensure you navigate the market with clarity and confidence.
Want real-time market updates? Visit pathpost.com/reports for on-demand insights across North Atlanta.
Ready to take your next step? Partner with a Strategic Guide to navigate the market with clarity and confidence.
